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Across the Fence: Insurance and Donations...  |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 09 2015 : 4:02:01 PM
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OK, so today was my day to call and deal with insurance... our homeowners insurance has shot up from $993 a year to $3.400,00 a year,, yes you read that right! due to all the fires in and around us as well as the Casino being shut down (missing money and other issues) and currently our fire station, less than 1 mile away is on limited staffing,,, so the insurance companies have changed our rating around here from a 6 to a 10, and everyone's rates have gone crazy high! So while waiting to get quotes back from all the companies I called today... I decided to clean out the closets... I have 7 big sacks of clothing and 1 sack of shoes to donate...
I may be frustrated with the insurance company... but at least I can do something kind for someone else.... I spent the entire day laundering all the clothing before bagging them all up. Now it's time to hit my secrete cookie stash (ginger snaps) and maybe even a small glass of Vino and go sit out on the back porch... Anyone want to join me? Happy October 
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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YellowRose
True Blue Farmgirl
    
7287 Posts

Sara
Paris
TX
USA
7287 Posts |
Posted - Oct 09 2015 : 4:32:10 PM
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Grace, I feel your pain when it comes to dealing with insurance companies after major disasters. In the 1980's due to serve hail storms and black mold insurance companies pulled out of Texas. I had to scramble to get a new policy.
One of my favorite things is to dip crisp cookies in a glass of merlot.
Sara~~~ FarmGirl Sister #6034 8/25/14 FarmGirl of the Month Sept 2015 Lord put your arm around my shoulders and your hand over my mouth.
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quiltee
True Blue Farmgirl
    
7624 Posts

Linda
Terrell
TX
USA
7624 Posts |
Posted - Oct 09 2015 : 5:05:59 PM
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Sounds like a plan, Grace. Cookies and wine. LOL! I can't believe insurance has gone that high - so fast. I got my insurance lowered last year because the city installed a new fire hydrant and it was on the back corner of my property. I was now less than 1,000 feet away from a hydrant, so my insurance was lowered. Even though we have a volunteer fire department.
Farmgirl hugs, Farmgirl #1919 Farm Girl of the Month August 2015 Linda O Lone Oak, TX
"Women are Angels, and when someone breaks our wings, we simply continue to fly . . . on a broomstick - we're flexible, like that."
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ceejay48
Farmgirl Legend/Schoolmarm/Sharpshooter
    
13731 Posts

CeeJay (CJ)
Dolores
Colorado
USA
13731 Posts |
Posted - Oct 09 2015 : 6:37:43 PM
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I'm sooooo sorry, Gracie! That's a HUGE change! Our homeowners went up, but just a few dollars. Our car insurance went up too, but just a few dollars. I guess I'll count my blessings!
I'd love to join you for cookies and wine, but you'll have to find some yummy chocolate chip cookies for me! Hang in there my friend! CJ
..from the barefoot farmgirl in SW Colorado...sister chick #665. 2010 Farmgirl Sister of the Year Mother Hen: FARMGIRLS SOUTHWEST HENHOUSE
my aprons - http://www.facebook.com/FarmFreshAprons
living life - www.snippetscja.blogspot.com
from my heart - www.fromacelticheart.blogspot.com
from my hubby - www.aspenforge.blogspot.com |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 09 2015 : 8:07:50 PM
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Linda, there is a fire hydrant just 5 houses away... sadly it doesn't make a difference to the insurance company... So far the best quote I got today was for $1.600.00 and I am still waiting for 2 quotes to come back in... Gonna need a lot of wine and cookies...
CeeJay when I find the Choco ship cookie stash.. I'll call ya! lol!
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
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LadyInRed
True Blue Farmgirl
    
6740 Posts
PeggyAnn
Vancouver
WA
USA
6740 Posts |
Posted - Oct 09 2015 : 11:50:26 PM
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Grace...that is just terrible about your Insurance! Goodness Girl!!! Cookies and Wine sounds like a good way to deal with those frustrations...and a little sit on The Porch too! Here in our neck of the woods everyone is having their rent go up so drastically that there is no longer affordable housing for low income or even lower middle class income. People who are renting apartments have gotten notifications that there 750.00 per month apartments are being raised to 1,360 a month. It is just insane! Scary really...as it is forcing more and more people to the streets to live or in their cars.
Well, good for you doing something to help those in need by donating clothing and shoes. And I'm sure it helped get your mind off the phone backs from the various Insurance Companies too.
Crazy times we live in!
Hugs, Peggy
Farmgirl #1326 Dec 2011-Farmgirl of the Month http://ladyinredsite.blogspot.com
Don't allow others to steal the Glitz from your *SPARKLE*
Life is too short to knit with ugly yarn!
Leave Your Cares Behind...Join Us On The Porch |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 10 2015 : 08:21:07 AM
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Oh My Word! Peggy.. I knew the west side of the state was expensive.. but wowzers! I have friends (from a trailer group I belong to), who say they go over to "Portlandia" to shop to make ends meet. Yep, tough times,,,, but as long as I have my cookie stash,, I can,,, and will endure! heeheehee...
by the by,,, have you ever traveled up to Sequime? I always had intentions to, to see the lavender fest in July... I never did make in the 7 yrs that I lived in Spokane.. Darn it!
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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LadyInRed
True Blue Farmgirl
    
6740 Posts
PeggyAnn
Vancouver
WA
USA
6740 Posts |
Posted - Oct 10 2015 : 09:49:08 AM
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Grace...no I never did go to Sequime to the Lavender Fest. I didn't even know about it. LOL We have a Wonderful Lavender Farm a few miles away from where I live and I get all my fresh lavender there. I make Lavender and flax-seed eye pillows...and lavender sachets.
I will be in Spokane for a couple of days at the end of this month. I hate the long drive but this trip is a must...so, I will also see my mom and stay with her for one night.
Times are tough all over and I feel very sorry for those who can't find a place to live because of price gauging.
Have a good weekend! Do something fun!!!
Hugs, Peggy
Farmgirl #1326 Dec 2011-Farmgirl of the Month http://ladyinredsite.blogspot.com
Don't allow others to steal the Glitz from your *SPARKLE*
Life is too short to knit with ugly yarn!
Leave Your Cares Behind...Join Us On The Porch |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 10 2015 : 2:27:30 PM
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Peggy, enjoy your trip to Spokane.... Right now I am really missing it there... but where I am right now is where I need to be,,, all part of the adventure of life... but hubby and I know this is temporary... then off to the next chapter of life... And on the plus side,,, Spokane now has 2 Trader Joe's and 2 Hobby Lobby stores... Wahoooo!
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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Bonnie Ellis
True Blue Farmgirl
    
2474 Posts

Bonnie
Minneapolis
Minnesota
USA
2474 Posts |
Posted - Oct 10 2015 : 7:38:48 PM
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Grace. I really feel bad for you at the news of the upped insurance. How crippling. As if we all just have a cash pot in the kitchen drawer. Hope you can find a relatively reasonable solution. Thinking of you. Glad you haven't been in the fires.
grandmother and orphan farmgirl |
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LadyInRed
True Blue Farmgirl
    
6740 Posts
PeggyAnn
Vancouver
WA
USA
6740 Posts |
Posted - Oct 10 2015 : 8:38:52 PM
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Grace...I didn't know they got Trader Joes...WOW...Cowtown USA is moven on up!!! LOL I did go into one of the Hobby Lobbys last time I was there and I got the cutest sign for my Home that says "Urban Farmgirl" It is so cute. We don't have Hobby Lobby here just JoAnnes and Michaels...so it was fun to shop there!
Hugs And Smiles Farmgirl, Peggy
Farmgirl #1326 Dec 2011-Farmgirl of the Month http://ladyinredsite.blogspot.com
Don't allow others to steal the Glitz from your *SPARKLE*
Life is too short to knit with ugly yarn!
Leave Your Cares Behind...Join Us On The Porch |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 10 2015 : 9:44:31 PM
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PeggyAnn... Yep,,, Hobby Lobby = Craft Store on Steroids! lol!
Bonnie, I cleaned out my 'cash pot' in the kitchen drawer.. all I found were dried up ink pens, some rubber bands and a package of breath mints! lololol!
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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ceejay48
Farmgirl Legend/Schoolmarm/Sharpshooter
    
13731 Posts

CeeJay (CJ)
Dolores
Colorado
USA
13731 Posts |
Posted - Oct 11 2015 : 12:04:45 PM
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Well, you girls enjoy Hobby Lobby, JoAnns and Michaels. NONE of those here! Just Walmart . . . it has its pros and its cons!
Those are places that "Birdie" and I enjoy going to together when I visit here in Phoenix. She actually lives in Glendale and there is a really NICE JoAnns close by. A Michaels in walking distance and a nice Hobby Lobby not too far. But there is also a great Trader Joe's near JoAnns and the Sprouts is almost next door to the Michaels!
CJ
..from the barefoot farmgirl in SW Colorado...sister chick #665. 2010 Farmgirl Sister of the Year Mother Hen: FARMGIRLS SOUTHWEST HENHOUSE
my aprons - http://www.facebook.com/FarmFreshAprons
living life - www.snippetscja.blogspot.com
from my heart - www.fromacelticheart.blogspot.com
from my hubby - www.aspenforge.blogspot.com |
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marthajane
True Blue Farmgirl
  
196 Posts
Anna
Orlando
FL
USA
196 Posts |
Posted - Oct 11 2015 : 12:31:08 PM
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Thats funny that you all have been talking about Spokane, since coincidentally I just saw the cutest home for sale there on Craigslist. Its 150,000 and theres a tenant renting the garage apartment already. Sounds like a great deal! Never ben to Spokane meself but I look all over for jobs and I found that cool place for sale. I would be very upset to have to pay 300$ a month for taxes OR property insurance!
HAPPINESS IS BEING A MOM |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
Posted - Oct 11 2015 : 3:41:32 PM
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CeeJay... what is a 'Sprouts"...??? I saw one down the mountain in Fresno... is it a market? or?
Anna,,, if it were not for the snow... in "Sno-kane" I probably would have stayed.. lol! (actually we came back to Calif., to be near our ailing elderly moms... so we are here for now but not for ever).. Housing prices are not bad,, it's like anywhere,,, depending on the jobs is what drives up or down the home prices... There are some really high end homes as well as low end.... but lots of turn of the century and early 1900's home...... No State tax but the sales tax is aprox 8.25 depending on the county you live in... I do miss it there...
>^..^< Happiness is being a katmom and Glamping Diva!
www.katmom4.blogspot.com & http://graciesvictorianrose.blogspot.com
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ceejay48
Farmgirl Legend/Schoolmarm/Sharpshooter
    
13731 Posts

CeeJay (CJ)
Dolores
Colorado
USA
13731 Posts |
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Needle
True Blue Farmgirl
   
287 Posts
Judy
Kissimmee
Florida
USA
287 Posts |
Posted - Oct 11 2015 : 4:37:51 PM
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Marthajane, saw your post! I'm here in Kissimmee!
Farm Girl Sister #6566
The road of life is made smoother when traveled with someone you love. |
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katmom
True Blue Farmgirl
    
17261 Posts
Grace
WACAL Gal
WashCalif.
USA
17261 Posts |
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Across the Fence: Insurance and Donations...  |
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